Berliners will soon have to pay fees and other payments to the administration via the payment system Wero. This was decided by the digital committee of the House of Representatives, according to a report by Rundfunk Berlin-Brandenburg (RBB).
Wero – a combination of We and Euro – is a digital payment service that allows money to be transferred by providing a mobile phone number or an email address. It is intended to be positioned against US payment services such as Paypal.
They say it works offline so looks like it’s P2P. If you want something not controlled by banks there’s BTC. If you want to pay with it in stores/restaurants it has to backed by some legal entity.
If also need to be stable. If you want a stable currency, which you do, you need control to correct it. Which is what central banks do. All we really want from crypto is open, trustworthy, p2p transfer.