The fund gets to offload expenses onto Ukraine. There is no matching text for offloading expenses to the fund or to the US. Sounds pretty shitty to me.

You’re reading that part backwards. The fund, at it’s discretion, may credit expenses Ukraine incurred. The discretion part is weasely though.

I agree though, the whole thing is suspect with our current administration.

even in the colored areas

…of the cards, I eventually understood.

How can that comply with federal law that customers are not liable for fraudulent purchases on credit cards?

They may cancel your credit card or refuse to open new ones for you, but they can’t refuse to charge back transactions you dispute.