

Credit cards were a terrible mistake. digitizing money is a good idea but how did we go from cash (mostly anonymous and peer to peer) to credit cards (completely centralized, identity based, monetized for-profit platform)
I hope one day to see governments make a jump to crypto and save us all from this shit (no, not btc or shitcoins)

You are mistaken. Sure, bitcoin is like that, but there are alternatives.
Monero is private and anonymous, and its not the only one.